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How To Reduce Monthly Expenses to buy a Home

by North County San Diego Home Sales 12/30/2019

Once you buy a home, you realize that every penny of your budget matters. The initial purchase of a house can be financially overwhelming. You’ll be withdrawing thousands of dollars from your account to secure the home. Once you close on the house, it’s time to buckle down on your budget. Continue reading for some tips on how to do just that.

 

Food Spending

 

For most people, food spending is one of the biggest things that suck the life out of their budget. Whether you’re getting take out three times a week or spending massive amounts at the grocery store, it’s time to take a serious look at your food spending.

 

Shop With A Plan

 

If you head to the grocery store with a plan in mind, your shopping trip will be more successful and less expensive. Many people are unsure of what they have in their cabinets and fridge, let alone what to make for dinner. Make a list of meals to have for the week. Then, see what you need to complete those recipes in your kitchen and pantry. It’s also a good idea to stock your pantry with essentials when sales are going on.        

 

Supermarket ads can also be incredibly useful. You might have to store hop on a weekly basis, but shopping with the sales can save you a lot of money in the long term. 

 

Look At Your Credit Card Statements

 

Are you being charged for a monthly gym membership that you don’t ever make use of? You can do one of two things: Start going to the gym or cancel out your membership and begin a daily jogging routine. Look at your cable bill and any other monthly subscriptions that you have. See where you can cut back. Are premium movie channels a necessity? It’s easy to forget what we’re being charged for on a monthly basis if we don’t look at our bank and card statements. 

 

Cut Luxuries

 

Maybe in your life before becoming a homeowner, you went for a weekly massage or had a monthly housecleaning service. You can still have these luxuries, but they may need to be less often or less extensive. For example, a significant portion of time during maid service is spent loading the dishwasher or cleaning pots and pans. You can clean up after yourself and your family each night following dinner and cut back on the amount of time a maid would need to spend in your home. The cleaning person also now will have more time to spend on other things in the house that need attention. 

 

You can keep your massage; it may just have to be bi-weekly or monthly. Get creative to still have the things you want in your budget without going overboard.    

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North County San Diego Home Sales

EXCELLENCE Which Moves You

We Specialize in North County San Diego Real Estate

From the Beaches to the Rolling Hills -

We understand that buying or selling a home is more than just a transaction: it’s a life-changing experience. That’s why our team of highly-seasoned real estate professionals is dedicated to providing exceptional, personalized service for all of our clients. We take great pride in the relationships we build and always work relentlessly on the client’s behalf to help them achieve their real estate goals..

Feeling good about the community you live in can be just as important as selecting the right home. As local experts, we can help you find a neighborhood that best suits your needs. From local restaurants and activities to school information and market trends, explore the communities we serve.

As agents who are experts in the communities of North County San Diego, we bring a wealth of knowledge and expertise about buying and selling real estate here. It's definitely not the same everywhere, so you need someone you can trust for up-to-date information 

Our Mission Statement:

Our philosophy is simple: clients come first. We pledge to be in constant communication with our clients, keeping them fully informed throughout the entire buying or selling process. We believe that if you’re not left with an amazing experience, we haven’t done our job. We don’t measure success through achievements or awards, but through the satisfaction of our clients.

Here are some of the things we can do for you:

Find Your Next Home

You need someone who knows this area inside and out! We can work with you to find the right home at the right price for you, including all the neighborhood amenities that matter - not to mention the essential criteria you have for your ideal home

Sell Your Home

When it's time to move, you need someone who will advertise your home, show to prospective buyers, negotiate the purchase contract, arrange financing, oversee the inspections, handle all necessary paperwork and supervise the closing. We can take care of everything you need, from start to close.

Consult on Home Selling Tactics

Oftentimes buyers don't visualize living in your home the way you do. We can make your home attractive to its ideal audience - which can help you get top dollar. Things like staging the home, making repairs or minor improvements, or even simply painting the walls can be the difference between a home resting on the market and one that's sold fast.

Get a positive, helpful partner for buying or selling a home:

*Trusted resource for answers about the process 

*Innovative marketing strategies

*Expertise about neighborhood features

*Ability to target home searches

*Strong negotiation skills

*Support through the closing and beyond

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Meet Your Partners to help you accomplish and exceed your Real Estate Goals and Dreams :

Brad & Karen Mattonen of North County Home Pros

Brad Mattonen

After 20 plus years of experience in the Fire, Life Safety and Security industry, Brad retired from the field that he has so enjoyed, working with and for so many industry greats, receiving many local and National top honors. 

Putting together excellent products and services along the way Brad will use this wealth of knowledge as he transition into the next chapter in life as a real estate owner/agent, still striving to meet expectations with products and services that fit customer’s needs.
"Out in front and always behind you every step of the way"

To many of you who are lifelong colleagues and business associates, it would be an honor to continue our relationships as it relates to buying, selling and investing in real estate. Since joining the number one real estate franchise in the world I look forward to extending my resourceful experience in helping you navigate the real estate process to achieve your goals and dreams.

"Out in front and always behind you every step of the way"

Karen Mattonen

  Karen specializes in helping navigate both buyers and sellers through the buying and selling process! She believes in using dedication to her clients to help educate both buyers and sellers through the home buying process, allowing them to make more informed and confident decisions.  

Karen has a passion to exceed expectations, by utilizing her strong negotiation skills, her capacity for empathy, and her strong integrity, energy and dedication to help achieve the most positive outcome for her clients. 

After several very successful personal real estate transactions over the years, Karen transitioned from Headhunting/HR, which also included recruiting and Training of Individual Team Realtors, to building her own Professional Real Estate Career. 

Prior to real estate, Karen had developed a positive reputation as a successful recruiter and Trainer who owned and operated several successful Recruiting/HR and Training business ventures

Karen takes a different approach to real estate, one that is built on personal touches, win-win deals and positive results. 

Karen Mattonen utilizes the latest technologies, market research and business strategies to exceed your expectations. More importantly, she listens and that means she finds solutions that are tailored to you!